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Funds or E-money

 Cash or E-money Essay

Вступ (або візьми перший абзац тексту) Cash was at first a physical material like silver and gold. Today, although much of the funds used by people in their each day transactions remains to be in the form of notes and money, its quantity is tiny in comparison with the intangible money that exists only as entries in bank data. Perhaps gold coins and banknotes will become while obsolete because shells. However, not today.

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Cash Compared to Electronic Repayments: A Foot in Both equally Camps

By: William Cain

VRL gives independent incisive analysis and insight intended for the global playing cards and repayments community. The money versus electronic payments controversy is a dynamic and persistent characteristic of the payments industry. Using one side, broadly speaking, are the CREDIT and cash terminal suppliers, because ATM withdrawals are normally used like a proxy for cash. On the other hand are a selection of processors and card issuers and e-payments providers. Depending on your position in the industry, the 'war about cash' will either be being earned or misplaced. But no matter what, prepaid has a special part in this issue, because it is one more medium by which cash users can be converted into card and e-payments users. Who is earning?

The winner of this regular debate is no clearer at this point than it was ten years before. While the electric payments industry continues to grow—for example MasterCard' global purchase volumes grew by of sixteen. 3 percent in 2011—cash usage is likewise continuing to grow. To offer one assessment, ATM withdrawals in the UK (through the LINK network, which attaches card issuers to the ATM network) grew about seven percent for the same period. And the UK represents one of many global marketplaces that are the heaviest users of electronic payments. And ATM service providers and companies, a number of businesses operate in the cash market. For example , businesses such as Paypoint and Ukash specifically concentrate on 'cash customers' in the UK and beyond. Ukash is a pre-paid internet coupon system which usually...

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